Top Rated Homeowners Insurance Companies in Florida

Due to climbing homeowners rates here in Florida, it’s crucial to choose a company that can provide you with loyalty, speedy customer service, and most importantly compassion for you and your family. In fact, many residents here in the Sunshine State do not know where to begin, due to not many companies writing policies in FL. Here are a few top-rated companies that offer Florida homeowners insurance in 2019.

Who Are the Best Homeowners Insurance Companies in Florida?

When it comes to the top-rated homeowners insurance companies in Florida, you will definitely want a company that is professional, well-liked by customers, can provide a variety of policies that can fit your needs perfectly, and can help you 24/7 with knowledgeable customer service.

There is nothing worse than signing up with a dud company according to This is going to cause you a lot of frustration in the long run. There is nothing more irritating than dealing with a company that has poor customer service, can’t answer your questions, and has a super slow claim service.

Let’s discuss homeowners insurance companies in Florida that are top-rated.

Universal Property and Casualty – This company can easily provide you with Florida homeowners. In fact, it is one of the top-rated companies in the state. Universal Property and Casualty boasts over 4,500 skilled agents ready to help you. Universal is a great choice to consider when looking into different companies.

Geico – Geico offers the Sunshine State plenty of insurance options to enjoy. In almost every part of the state, Geico can provide the right coverage for you. You can receive the service you deserve by signing up with Geico today!

Allstate – Allstate is another great company. Florida homeowners love how easy it is to communicate with Allstate. You can always depend on a local Florida Allstate agent. You can expect more than great home solutions. Enjoy the benefits of support from a knowledgeable local agent who understands your coverage needs.

Citizens Property- Citizens’ mission is to provide insurance protection to Florida residents in the private market. This company has offices located in Tallahassee, Jacksonville, and Tampa. Citizens provide great rates and friendly customer service too. Making it a great company to work with.

These are just a few top-rated homeowners insurance companies in Florida. By researching further at, you can find even more companies that provide exceptional service. Remember never settle with a company that can not provide you the service you want. Customer service is one of the main factors to look at when considering a company.

Need Renters Insurance in the Sunshine State?

Are you looking for Florida renters insurance and aren’t quite sure where to start?  Renters coverage is not extremely complicated.  There are a lot of things that a renters policy covers and a lot of things that some policies cover in which others do not.  It can be overwhelming if you don’t take the right steps to get started.

You will want to get more than one quote for coverage.  And you will only need some basic information about yourself and your rental.  Really getting a renters insurance quote is a lot easier than you might think.

There are even websites that make getting multiple quotes quick and painless.  When you find a site like, all you will have to do is fill in your information one time and wait for the quotes to come back.

Now, once you start receiving your quotes you will want to read over them carefully.  You should have an idea of the type of coverage you want when you are looking for the quotes to see if the renters insurance in Florida of your choice will provide what you need or want.

Not all policies will be the same, so read over them carefully.  Some people just want to go with the cheapest quote that they get back, but you want to make sure your rental has great coverage for the money you are spending.

With that being said, just because a quote is more expensive does not necessarily mean it has better coverage than a quote that is not as expensive.

Remember, renters coverage will be able to cover your personal belongings that are kept inside your rental. Any damages that occur to your personal belongings will be covered. In addition, it provides you with additional living expenses if your rental were to become uninhabitable. 

There is no better time than the present to get started on getting Florida renters insurance at, so what are you waiting for?  Your personal belongings could be at risk, or you could be put in a financial bind trying to cover expenses out of pocket.

Accidents happen all the time, it is comforting to know that your insurance will be there when you need it.

Looking for Florida Car Insurance Quotes?

Are looking to purchase auto insurance or looking for different auto insurance coverage?  Getting Florida car insurance quotes is really very simple.  There are only a few things that all companies will need to be able to provide you with a quote at

Every insurance company that will provide you a quote will need to know information on all the vehicles in your household along with information on all the drivers that live in your household.  They will also want to know about your driving record and whether or not you have had any accidents.  If you are not currently covered under an auto insurance policy, the quoting company may want to know why.

When it comes to the specifics of the policy you will need to also provide information on what you are looking for in a policy.  An example of this would be whether or not you are looking for comprehensive and/or collision coverage.  These two types of coverage are generally considered optional.  However, if any of the vehicles you are planning to insure have a lien against them, the lien holder may require you to have comprehensive and collision coverage.

When getting car insurance quotes in Florida, you will want to try to get as many quotes as you can so that you can compare them to find the best coverage for you.  The more quotes you receive the more options you will have.  Finding the best coverage for you is what getting quotes is all about.  The quotes will allow you to see how much the premium would be if you purchased insurance with the company providing the quote.  The quote from will tell you what type of coverage they will be providing and what the limits will be for each accident.

No one ever plans to have an accident.  That is why they are called accidents. But in the event that you have an accident, you want to make sure that you have enough coverage to cover all expenses.  Car insurance quotes in FL not only covers your vehicle, but also the passengers of your vehicle.  If you are involved in an accident with another vehicle or other vehicles, and you are at fault, your policy will also cover those vehicles and passengers.  It is easy to see why having enough auto coverage is important when there are so many things that can happen.